Bad Credit Financing By Fredericton, New Brunswick
Bad credit financing steps in when all other options are exhausted. This is for people who need access to reliable transportation and need someone to give them a chance.
While we cannot offer a promised approval, we can at least provide a chance for all drivers to apply.
Here's How It Works
The process in its entirety is very simple. You'll begin by applying for financing online. Our application doesn't take long to get through. Our finance department will then process your request. If you're approved, we will contact you with the next steps. In the meantime, value your trade-in and see if you can put that toward your new car loan with us!
Factors That Impact Your Score
Various factors will impact your credit score. The following things can have an adverse impact on your score:
- Late Payments
After your score has fallen, it can seem like a hopeless situation. However, if you qualify for a bad credit car loan, you can slowly start to rebuild. Credit exists based on your ability to pay back loans. If you make timely payments on your vehicle, you'll begin to reestablish your positive history. Before you know it, your score will improve.
Apply For Financing Online Now
The process in its entirety is very simple. You'll need the following items during your credit application process:
- Enter your basic information, like SSI, gross monthly income, and employment information.
- Gather your down payment, usually around 10-20% of your vehicle price.
- Tell us about the car you're applying for.
- Ask as many questions as possible!
Our finance department in Moncton, NB will gladly assist you. If you have any questions about our down payment options, rates, or other offers, contact our team!